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We are Loan & Finance Agency
We are One Finance Solution is a India's leading financial services marketplace. We are corporate channel partners of reputed financial institutions, with a wide product range and a promise to get you the best deal.
We see that it is so hard to often visit banks or money related organization to get your advance prepared. So we bring you computerized stage where you can apply online for quick cycle to make it advantageous for our clients.
AapKaBank has been serving individuals since most recent 16 years while being a standout amongst other driving advance suppliers in Rajasthan. We put stock in keeping up long haul relationship with our clients and keeps up straightforwardness that is the center business esteem on which we work. This has helped us making a huge number of examples of overcoming adversity which makes us one of the biggest budgetary merchants over the domain of India. We have effectively conveyed wide scope of advances and we basically bargain in pocket cordial spending plans which make individuals self - depended in evident sense with no weight on them. We have been one of the biggest credit suppliers in money industry throughout the previous 16 years and as a Premium Marketing Associate of HDFC Bank throughout the previous 13 years. We began as a Direct Sales Associate for GE countrywide in 2001. Our organization works in Rajasthan, Haryana and Delhi NCR.
Get quick and easy loans. One Finance Solution offers instant loans through our website with minimum documentation and approval within minutes.
Home loan is amount that is borrowed by individual to purchase home from any authorize bank or financial intuition.
If loan is borrowed against the mortgage of property then this amount can be easily known as loan against property.
This type of loan helps organization to resolve instant financial issues and help to consistently work for your business growth
When someone plan to buy new car for their family members especially for your parents, in case of any financial circumstances, individual prefer to borrow amount to buy car.
Whether big or small, get your commercial vehicle financed from – trucks, buses, tippers, and light commercial vehicles. Apply for commercial vehicles now get approval within 72 hours.
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For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying total interest amount to the tune of Rs 115,553. This, however, excludes other applicable charges which can be quantified as under:
Loan Processing Charge@2% = Rs.9000
Documentation charges = Rs. 500
Amortization Schedule charges = Rs. 200
In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.
Most Important Terms and Conditions :
- The Loan shall carry fixed rate of interest specified at the time of applying Loan.
- The Loan amount shall be disbursed, after debiting processing fees, in Borrower’s digiSavings account only with the Bank on accepting the Personal Loan Terms of Agreement.
- During the Free Look Period of two (2) days from date of Loan disbursement, the Borrower can cancel the Loan. Processing fees will not be refunded in case of cancellation.
- EMI shall consist of principal and interest component. The Borrower authorises the Bank to debit EMI from Borrower’s digiSavings account on the specified EMI date.
- Interest on the amount of the loan will be applied at the agreed rate on daily reducing balance.
- If any EMI is not honoured, the Borrower will be liable for dishonour charges and penal interest.
- The Borrower can foreclose the Loan or make pre-payments after payment of 12 EMIs with applicable charges