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We are One Finance Solution is a India's leading financial services marketplace. We are corporate channel partners of reputed financial institutions, with a wide product range and a promise to get you the best deal.
- At onefinancesolution.com we ask for and use your personal information and are committed to keep this information secure. This policy talks about why we ask for personal information and how we keep it secure. Please note that during the course of your relationship with the onefinancesolution.com you will be given more of such information
- "onefinancesolution.com", "we", "us", and "our" means onefinancesolution.com which owns and operates the website, www.onefinancesolution.com.com ("Website").
- "You" and "your" means a user of the website and the products and services provided via it.
- Information about you when you register or when you use our Website / App;
- Personal and financial information like your name, Email, Phone No, address, Loan amount, Loan type etc.
- Credit related information that is collected from other sources like the credit bureau;
- Information about your transaction history like spend data, through our app. etc.
- Your unique identifiers such as username and password, preferences information and transaction history;
- Information collected through Facebook, Twitter, Linkedin or other social media accounts of the Users which have been linked to the account on the Website.
- To establish identity and assess applications;
- Monitor, improve and administer our Website;
- Design our products, , offer our products and services, manage our risks including the risk of fraud;
- Analyze how the Website is used, diagnose service or technical problems and maintain security;
- Manage our relationship with you, or get in touch with you to send communications, notifications, information, or process queries and applications that you have made and/or inform you about other products or services we think you might find of some use;
- Improve our business for us and our customer;
- Comply with country laws and regulations;
- To capture the user information given in the application forms and other such information uploaded on our website by you such as KYC documentation, bank slips and credit information,;
- Share the information with multiple financial institutions and other lenders for customization of offers and provision of services;
- Share the documents uploaded by the User with other users for availing the services as set out in the terms and conditions.
- Use this information in other ways permitted by law. We will take utmost care to ensure that your personal information is not shared with the public and that your transactions on the Website are confidential. If we use any third parties for any of these transactions we will also make sure that confidentiality is maintained.
- We might also use other technology to track how you interact with our portal and employ some third party agencies to use the data on our behalf.
- We store and process your personal information on AWS servers. We protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption using SSL, and information access authorization controls.
- However, you understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that you transmit to us is at your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control and you shall not be entitled to hold onefinancesolution.com responsible for any breach of security.
- With this policy we’re only addressing the disclosure and use of data collected by us. If you visit any websites through the links on the onefinancesolution.com Website please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this policy and onefinancesolution.com does not have control over any of their policies.
- We might post your data on various pages of our Website that will be visible to people other than registered users. If you wish to not have your information shared please let us know at firstname.lastname@example.org
- If it so happens that onefinancesolution.com is part of a merger, acquisition or amalgamation, your data might be part of the deal with that third party and will be transferred to them.
- During the course of operations and our relationship with you we might disclose your information to third parties associated with onefinancesolution.com and the government and other judicial bodies mandated by the law and in order to comply with legal obligations.
Information we collect from you
The information we collect about you will depend on the products and services we offer, on an ongoing basis. If you do not allow us to collect all the information we request, we may not be able to deliver all of these services effectively.
How we will use this information:
We may use the information provided by you in the following ways, viz:
We may also provide personal information about our customers to other organizations such as our channel partners and affiliates. We will ensure that any personal information we disclose to them is only used for the specific task we ask them to perform.
Third party websites
onefinancesolution.com. All rights reserved.
We see that it is so hard to often visit banks or money related organization to get your advance prepared. So we bring you computerized stage where you can apply online for quick cycle to make it advantageous for our clients.
AapKaBank has been serving individuals since most recent 16 years while being a standout amongst other driving advance suppliers in Rajasthan. We put stock in keeping up long haul relationship with our clients and keeps up straightforwardness that is the center business esteem on which we work. This has helped us making a huge number of examples of overcoming adversity which makes us one of the biggest budgetary merchants over the domain of India. We have effectively conveyed wide scope of advances and we basically bargain in pocket cordial spending plans which make individuals self - depended in evident sense with no weight on them. We have been one of the biggest credit suppliers in money industry throughout the previous 16 years and as a Premium Marketing Associate of HDFC Bank throughout the previous 13 years. We began as a Direct Sales Associate for GE countrywide in 2001. Our organization works in Rajasthan, Haryana and Delhi NCR.
Get quick and easy loans. One Finance Solution offers instant loans through our website with minimum documentation and approval within minutes.
Home loan is amount that is borrowed by individual to purchase home from any authorize bank or financial intuition.
If loan is borrowed against the mortgage of property then this amount can be easily known as loan against property.
This type of loan helps organization to resolve instant financial issues and help to consistently work for your business growth
When someone plan to buy new car for their family members especially for your parents, in case of any financial circumstances, individual prefer to borrow amount to buy car.
Whether big or small, get your commercial vehicle financed from – trucks, buses, tippers, and light commercial vehicles. Apply for commercial vehicles now get approval within 72 hours.
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For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying total interest amount to the tune of Rs 115,553. This, however, excludes other applicable charges which can be quantified as under:
Loan Processing Charge@2% = Rs.9000
Documentation charges = Rs. 500
Amortization Schedule charges = Rs. 200
In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.
Most Important Terms and Conditions :
- The Loan shall carry fixed rate of interest specified at the time of applying Loan.
- The Loan amount shall be disbursed, after debiting processing fees, in Borrower’s digiSavings account only with the Bank on accepting the Personal Loan Terms of Agreement.
- During the Free Look Period of two (2) days from date of Loan disbursement, the Borrower can cancel the Loan. Processing fees will not be refunded in case of cancellation.
- EMI shall consist of principal and interest component. The Borrower authorises the Bank to debit EMI from Borrower’s digiSavings account on the specified EMI date.
- Interest on the amount of the loan will be applied at the agreed rate on daily reducing balance.
- If any EMI is not honoured, the Borrower will be liable for dishonour charges and penal interest.
- The Borrower can foreclose the Loan or make pre-payments after payment of 12 EMIs with applicable charges